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The problem, however, is writing a postdated check may violate your customer agreement with the bank. If you do, make sure the person you give it to can be trusted - and understands exactly when to cash the check.
Typical losses would be dishonor of subsequent items. Texas\'s Uniform Commercial Code (UCC) is contained in the Business & Commerce Code.In most instances this would mean you would have to: If you suffered losses because your bank cashed the check, despite you giving reasonable notice, then you should speak with an attorney to discuss your rights and remedies.If you choose to accept a postdated check, you run the risk that the person who wrote the check could close their account before you deposit the check, or that their account will not have sufficient funds when you deposit the check. He called the bank the other day and stated that he mailed a post dated check to someone and if we allowed that item to clear his account before the date on the check, we would be liable for the funds coming out of his account.He stated that he just learned in a class of his that if he gave the bank notice of this check, we were accountable if we allowed the item to clear his account before the date on the check.